Welcome on board!
I am not the most indicated to reply, being around here for about 2 months, but there are some suggestions i received and some things i learned which i am happy to share.
First: at level 8 and after you can see your stats and ac (armor class).
If your initial roll was lame or bad and your stats float all around 14 or less, you need to get some tokens to roll again. Aim at least for 17 or more in your primary stat (determined by your classo) - in your case the stats in order of importance should be Int/Con/Wis/Str/Dex meaning that the score while rerolling will be ordered from higher to lower like that (higher to Int...lower to dex). With your classo you will never have 18 natural in Dex, unless you roll an amazing 5x18...
Hi dex is nice to have, because it lowers your natural ac. With 18 dex you start from 6 ac instead of 10. For ac, the lower the better. If you have bad dex you will need to use the best armor you can find (see equipment list on the website for a lot of info). Armor and Stone Skin spells (or potions) give a great help with ac: armor is -2 ac; ss is -3, but they can't be stacked
or used together. There is also iron skin, for -4, but that's an avatar spell.... long way to get it
As a mage prime, your natural weapon is magic, but magic (spells) depend on mana (which depends on int for max level and wis for regeneration rate). So keep your eye on mana and if you are low on mana, stay in a safe place to regen (or quaff a potion, but those can be expensive). You may (should) prepare yourself for a battle by memorizing some spells (help mem in game or see the mem stones section on website). Study all the spells you can learn, read the help on those and see what they are best for. (Freezing spells against ice monsters are not a smart choice as well as fire against fire creatures).
Unfortunately you have no warrior in your classo... warrior's double attack is an enormous advantage in melee combat, since you hit twice per round and - on average - tend to deal twice the damage in the same number of rounds (well a bit less since at low level double attack fails some times).
You have monk secondary, so your con and hp will benefit from it, you will absorb a bit more damage and might not depend on a weapon in combat.
As your classo I would tend to be bare handed, attack with a powerful spell, follow with some monk's strikes and finish alternating spells and strikes. Before attacking, if you can, try to blind/curse/web your enemy to give them some handicap. You, on the other side, should be blessed and using shield of faith (or sanctuary later on) for better hits and getting lower damage. At low level though, monks are not so powerful... a good backup weapon might help. See eq list for your best choice. If it's available, go pray for a holy sword at a temple (help worship, help sacrifice).
Druid 4th is good for exploration and corpse retrieval. I won't go deeper into it since i don't know much about druids.
For your equipment... get all you can. Look for +str equipment for better blows, +dex for your ac, +int for more mana...
Remeber: the shorter a match, the less damage you are likely to suffer, so hit hard and go for the eyes (hehe j/k).
Ask around for decent mobs to fight... killing ferrets at your level is a waste of time and will bring you nowhere... going against berserkers is lethal and will bring you... down
And above all, have fun!